Income resilience

How long your household could meet its commitments if your income stopped.

Your result

Indicative months of resilience: 2.5 months
Monthly shortfall to cover: R 10 000

What this assumes

Assumes essential spending continues unchanged.
Assumes no new borrowing and no income protection payout.
Where other income already covers essentials, resilience is not time-limited in the same way.

This tool gives an indicative estimate based only on the figures and assumptions you entered. It is general information for educational purposes, not financial advice and not a recommendation to buy any financial product.

No product is recommended or implied here. Whether anything is suitable for you depends on your circumstances and needs a full advice process.

What this number does not know

It has not seen your tax position, your existing policies, your employer benefits or anything about your health. Those change the answer materially. If the figure surprised you, that is worth a conversation.

First name

Surname (optional)

Mobile (optional)

What is on your mind?

How should she reach you?

Anything you want her to know (optional)

I would like Harika van der Merwe to contact me about this enquiry, using the details I have provided.Separately, I agree to receive occasional financial education and updates by email or WhatsApp. I can withdraw this at any time, and every message will say how.

Only what you typed above is sent. Your check answers are not included, only the overall band, and only if you did the check.

Take the wider financial health check