Retirement contributions

Where your current contributions are heading, in today's money.

Your result

Projected capital at retirement (today's money): R 7 483 062
Capital needed for that income: R 7 500 000
Shortfall: R 16 938
Extra per month to close it: R 26

What this assumes

Everything is shown in today's money, so figures stay comparable to what you earn now.
Capital needed uses a 4% first-year drawdown, a common planning convention rather than a guarantee.
Assumes contributions continue uninterrupted and are never withdrawn early.
Ignores tax, fees, and Regulation 28 constraints, all of which change the answer.

This tool gives an indicative estimate based only on the figures and assumptions you entered. It is general information for educational purposes, not financial advice and not a recommendation to buy any financial product.

No product is recommended or implied here. Whether anything is suitable for you depends on your circumstances and needs a full advice process.

What this number does not know

It has not seen your tax position, your existing policies, your employer benefits or anything about your health. Those change the answer materially. If the figure surprised you, that is worth a conversation.

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